Independent since 2015
Request small business financing options
Fill in one short form and a funding partner will contact you about the financing your business may qualify for. It costs nothing to ask, and you are not committing to anything.
- One form, about two minutes
- We do not check your credit
- No fee to request, no obligation to accept
- Your details go to one funding partner, not a list of lenders
Startups #nofilter is not a lender or broker and does not make credit decisions. Any offer, rate or approval comes from the funding provider. We may be paid when you submit a request or receive financing. See our advertiser disclosure and privacy policy.
What happens after you send the form
- You send the request. Tell us how much you need and a little about the business. The more accurate the numbers, the more useful the answer.
- A funding partner reviews it. They will contact you by phone or email to ask about your business and, if you want to go further, which documents they need. Bank statements are the usual first step.
- You compare and decide. If you receive an offer, take your time with it. Check the total payback, the payment and the annual rate before you sign anything.
Before you sign any offer
Use our free tools to check the numbers, whether the offer comes through us or anyone else:
- New York MCA offer checker: see whether an offer shows every disclosure New York law requires.
- MCA vs loan cost calculator: compare an advance with a term loan and a line of credit.
- MCA payback date calculator: find the real payoff date and annual rate.
- How to read an MCA term sheet: the clauses that decide what an advance really costs.
Common questions
Will sending this form affect my credit score?
No. We do not run a credit check. If you decide to apply with a funding provider, they may check your credit as part of their own review. If that matters to you, ask them how and when they check before you share any documents.
What kinds of financing can I ask about?
Merchant cash advances, term loans, lines of credit, equipment financing and other business funding. Say what you are looking for in the form, or leave it open and ask what fits.
Do I need to be in New York?
No. Our coverage focuses on New York City, but businesses in other states can send a request too. The funding partner will tell you whether they can help.
How fast can a business get funded?
It depends on the product. Merchant cash advances and some online loans can fund within days. Bank and SBA loans usually take several weeks. Our financing comparison covers typical timelines.
Who sees my information?
Only us and the funding partner we send your request to. We do not pass your details to lead lists or to other lenders. The full detail is in our privacy policy.